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New York Childcare Costs (2026)

Average daycare prices for center-based and family care

Infant Center
$21,826
$1,819/mo
Toddler Center
$15,616
$1,301/mo
Infant Family
$18,200
$1,517/mo
Toddler Family
$11,243
$937/mo
% of Median Income 28.8%
7% "affordable"

How New York Compares

vs. National Average 58% above
vs. College Tuition $13,226 more
Family vs. Center Savings $3,626/yr savings

💰 Tax Credits & Subsidies

All New York families can claim the federal Child and Dependent Care Tax Credit (CDCTC): 20-35% of up to $3,000 for one child or $6,000 for two or more (max credit: $1,050-$2,100). If your employer offers a Dependent Care FSA, you can save up to $5,000 pre-tax per year for childcare.