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Montana Childcare Costs (2026)

Average daycare prices for center-based and family care

Infant Center
$11,700
$975/mo
Toddler Center
$11,700
$975/mo
Infant Family
$8,424
$702/mo
Toddler Family
$8,424
$702/mo
% of Median Income 17.7%
7% "affordable"

How Montana Compares

vs. National Average 15% below
vs. College Tuition $4,100 more
Family vs. Center Savings $3,276/yr savings

💰 Tax Credits & Subsidies

All Montana families can claim the federal Child and Dependent Care Tax Credit (CDCTC): 20-35% of up to $3,000 for one child or $6,000 for two or more (max credit: $1,050-$2,100). If your employer offers a Dependent Care FSA, you can save up to $5,000 pre-tax per year for childcare.