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Massachusetts Childcare Costs (2026)

Average daycare prices for center-based and family care

Infant Center
$20,913
$1,743/mo
Toddler Center
$17,511
$1,459/mo
Infant Family
$14,873
$1,239/mo
Toddler Family
$12,608
$1,051/mo
% of Median Income 21.7%
7% "affordable"

How Massachusetts Compares

vs. National Average 51% above
vs. College Tuition $9,013 more
Family vs. Center Savings $6,040/yr savings

💰 Tax Credits & Subsidies

All Massachusetts families can claim the federal Child and Dependent Care Tax Credit (CDCTC): 20-35% of up to $3,000 for one child or $6,000 for two or more (max credit: $1,050-$2,100). If your employer offers a Dependent Care FSA, you can save up to $5,000 pre-tax per year for childcare.