All States

Kentucky Childcare Costs (2026)

Average daycare prices for center-based and family care

Infant Center
$9,685
$807/mo
Toddler Center
$8,800
$733/mo
Infant Family
$6,973
$581/mo
Toddler Family
$6,336
$528/mo
% of Median Income 16%
7% "affordable"

How Kentucky Compares

vs. National Average 30% below
vs. College Tuition $1,715 less
Family vs. Center Savings $2,712/yr savings

💰 Tax Credits & Subsidies

All Kentucky families can claim the federal Child and Dependent Care Tax Credit (CDCTC): 20-35% of up to $3,000 for one child or $6,000 for two or more (max credit: $1,050-$2,100). If your employer offers a Dependent Care FSA, you can save up to $5,000 pre-tax per year for childcare.