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Indiana Childcare Costs (2026)

Average daycare prices for center-based and family care

Infant Center
$13,736
$1,145/mo
Toddler Center
$12,500
$1,042/mo
Infant Family
$9,890
$824/mo
Toddler Family
$9,000
$750/mo
% of Median Income 20.4%
7% "affordable"

How Indiana Compares

vs. National Average 1% below
vs. College Tuition $3,836 more
Family vs. Center Savings $3,846/yr savings

💰 Tax Credits & Subsidies

All Indiana families can claim the federal Child and Dependent Care Tax Credit (CDCTC): 20-35% of up to $3,000 for one child or $6,000 for two or more (max credit: $1,050-$2,100). If your employer offers a Dependent Care FSA, you can save up to $5,000 pre-tax per year for childcare.